Derek Tharp, Head Researcher from the Kitces and you may an assistant professor from loans at the the brand new College or university out of Southern area Maine. And additionally his run the site, Derek support website subscribers because of their RIA Conscious Investment. Derek try a certified Financial Coordinator and you can obtained his Ph.D. when you look at the Personal Monetary Considered in the Kansas State University. He can getting attained at the [email address protected]